Square invoice fees in Australia: Free vs Plus

Is Square Invoices free?

Yes. Square Invoices Free costs A$0 a month and includes unlimited invoices, estimates, contracts, users and customers. You pay a processing fee when a customer pays online: Square currently lists 2.2% for an online invoice card payment in Australia. Square Invoices Plus costs A$30 a month and adds more advanced quoting, billing and customisation tools.

That makes Square Free genuinely generous invoicing software—not merely a trial. The decision is whether you want Square’s card-and-POS ecosystem, or a simpler invoicing workflow where bank transfer can remain the default.

Honest disclosure and fact-check

We make Free Invoice App and are not affiliated with Square. We checked this comparison against Square’s Australian Invoices pricing, payment fees, feature list and GST guidance on 14 August 2026. Pricing and features can change, so use those Square pages as the final source before signing up.

Square vs Free Invoice App: pricing

Swipe sideways to compare both apps.

A simple example: at Square’s standard 2.2% rate, a A$1,000 online invoice card payment costs A$22; a A$5,000 payment costs A$110. A bank transfer shown on a Free Invoice App invoice has no card-processing or platform fee, although you still reconcile the payment yourself. If you want card payments through Free Invoice App, compare the current Stripe processing rate plus the platform fee for your plan against Square’s 2.2% rate.

Feature comparison

Swipe sideways to compare both apps.

Both products can support an Australian business that configures its details and GST correctly. Free Invoice App’s edge is a narrower Australian invoicing workflow; Square’s edge is the broader payments, estimates, contracts and point-of-sale ecosystem.

Choose Square if

• You already use Square POS and want invoices and in-person sales together.
• You need unlimited invoices, estimates and contracts for A$0 a month.
• Most clients pay by card and one Square payment workflow is worth the 2.2% online rate.
• You need stronger pre-invoice workflows, such as deposits, contracts and estimates.

Choose Free Invoice App if

• You mainly invoice for services and do not need a POS or contract system.
• Clients usually pay by bank transfer and you want your bank details on the PDF.
• You want an Australian-first setup for GST, ABN and tax-invoice fields.
• You want expenses and receipt scanning alongside invoicing.
• You prefer a low flat subscription before stepping up to more automation.

The verdict

Square is the better free package on raw invoice volume and is the clear choice for a business already using Square payments or POS. Free Invoice App is the more focused choice for an Australian sole trader who sends a modest number of service invoices, is commonly paid by bank transfer, and wants invoicing, expenses and Australian tax fields without a larger commerce platform.

If that second description sounds like your business, start free—you can send up to 7 invoices a month without a card. If you need unlimited free invoices, estimates and contracts, choose Square Free instead.

Frequently asked questions

Is Square Invoices free in Australia?

Yes. Square Invoices Free is A$0 a month and includes unlimited invoices, estimates, contracts, users and customers. Square charges when you accept a card payment online.

How much does Square charge for an invoice payment?

Square currently lists 2.2% for an online invoice card payment in Australia. That is A$22 on a A$1,000 card payment at the standard rate. Check Square’s current fee page for exceptions or custom pricing.

Can Square Invoices handle GST and ABN details?

Yes. Square’s Australian product supports GST configuration and ABN details. You remain responsible for configuring tax correctly and including the details the ATO requires for your circumstances.

Which is better for a sole trader?

Choose Square for unlimited free invoices, estimates, contracts and a connected POS. Choose Free Invoice App for a simpler Australian invoicing workflow, bank-transfer details, expenses and low-cost paid automation.